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INDICATIONS OF INADEQUATE CONSULTING

The following circumstances may indicate inadequate consulting:

  • No or only  a rudimentary analysis of the investor  and his requirements:
  • Missing investor profile;
  • Promises of high returns with an alleged minimum of risk;
  • Emphasizing the chances while  ignoring the risks;
  • Suggestion of investment strategies and investment tools which the asset manager is not able to explain in a comprehensible way;
  • Suggestion of investment strategies and investment tools which originate exclusively from a bank;
  • Advertising of  “revolutionary investment tools” with which the investor allegedly “always gains a profit”;
  • Substantial investments in foreign currencies, although the investor has an exclusive focus on Switzerland;
  • Raising of loan capital (so-called Lombard loans), which is to be invested  jointly with the investor`s own capital and which is meant to give high returns;
  • Missing information on inducement offers.